| Rate of Interest on Loans and Advances |
| Sr. No. |
Loans & Advances |
Interest Rates |
| 1 |
Cash Credit / Secured Loan |
13% p.a. with 100% Collateral Security and 14.5% p.a. with less than 100% Collateral Security |
| 2 |
Mortgage Loan |
14.5% p.a. |
| 3 |
Vehicle Loan:
A) Personal Use:
B) Auto Rickshaw Loan:
C) Commercial Vehicles Other
than Auto Rickshaw Loan: |
A) 12.5% p.a.
B) 15% p.a.
C) 14% p.a.
|
| 4 |
Housing Loan |
12% p.a. |
| 5 |
Personal / House Repair Loan |
18% p.a. |
| 6 |
Gold Loan / Loan Against NSC |
12% p.a. |
| 7 |
OD against Fixed Deposit / LAD |
1% over applicable Deposit Rate |
| 8 |
Education Loan |
12.5% p.a. |
| 9 |
Temporary Over Limit /
Temporary Overdraft |
21% p.a. |
| 10 |
Overdraft Against Property |
14.5% p.a. |
| 11 |
Medical Practitioners |
12.5% p.a. |
