| Schedule of Service Charges |
| Sr. No. |
Type of Service / Facility
Arrangement |
1st Aug 2011
Service Charges |
| 1) |
Locker Rent - Claim of Locker Categorywise |
| |
A |
Rs. 700.00 |
| |
B |
Rs. 900.00 |
| |
C |
Rs.1000.00 |
| |
E |
Rs.1700.00 |
| |
F |
Rs.1700.00 |
| |
H |
Rs.2700.00 |
| |
I |
Rs.1200.00 |
| |
J |
Rs.1200.00 |
| |
K |
Rs.1200.00 |
| |
Surrender of Locker |
Rs.500.00 per locker |
| |
Break-open of Locker in case of loss of
key/non-paymnet of rent |
Rs.500/- plus actual
charges of break-open |
| |
| 2) |
HDFC Deamd Draft |
| |
Issue of Demand Draft |
Rs.2/- per thousand
Minimum Rs.50/-
Maximum Rs.2000/- |
| |
Cancellation/Revalidation of
Demand
Draft |
Rs.50/- per transaction |
| |
| 3) |
Pay Order |
| |
Issue of Pay Oder |
Rs.25/- upto Rs.10000/-
Rs.2/- per thousand
Above
Rs.10000/-
Maximum Rs.1000/- |
| |
Cancellation/Revalidation of Pay Oder |
Rs.25/- |
| |
Duplicate Pay Order |
Rs.50/- |
| |
| 4) |
Collection of Cheques/Bill (OBC) |
| |
Rs.25/- + Postage upto
Rs.1000/- |
| |
Rs.50/- + Postage upto
Rs.5000/- |
| |
Rs.100/- + Postage upto
Rs.10000/- |
| |
Rs.5/- per thousand +
Postage upto Rs.10.00
Lakh |
| |
Rs.3/- per thousand + Postage above Rs.10.00 Lakh |
| |
Minimum Rs.5000/- |
| |
| 5) |
Bill Purchase/Cheque Discouting/Against Effect |
Rs.10/-
per thousand |
| |
| 6) |
Stop Payment Charges |
Rs.50/- per instrument |
| |
| 7) |
Sign Verification / Attestation |
Rs.50/- per form |
| |
| 8) |
Account Close |
| |
Saving Bank A/c (without Cheque Book) |
Rs.75/- |
| |
Saving Bank A/c (with Cheque Book) |
Rs.100/- |
| |
Current Deposit A/c |
Rs.200/- |
| |
| 9) |
Duplicate Pass Book/Statement (SB
A/c) |
Rs.50/- per Pass Book |
| |
Current /Cash Credit/Overdraft A/c Statement |
Rs.50/- per page |
| |
| 10) |
Cheque Book |
|
| |
Saving Bank A/c (15 leaves cheque
book) |
First 10 cheque leaves
free and every additional cheque book Rs.1/- per
leaf |
| |
Current/Cash Credit/Overdraft/Overdraft
Against Property/Overdraft Against Gold
(45 leaves cheque book) |
Rs.50/- per cheque book |
| |
Issue of loose cheque leave |
Rs.5/- per cheque leaf |
| |
| 11) |
Minimum Balance in A/c |
|
| |
Saving Bank A/c (without Cheque Book) |
Rs.1000/- |
| |
Saving Bank A/c (with Cheque Book) |
Rs.2000/- |
| |
Current Deposit A/c |
Rs.3000/- |
| |
| 12) |
Minimum Balance Charges |
|
| |
Saving Bank A.c |
Rs.25/- |
| |
Current Deposit A/c |
Rs.50/- |
| |
| 13) |
Solvency Certificate |
1% of the amount. |
| |
| 14) |
Bank Gurantee |
3% per year on guarantee amount
Commission - every
renewal |
| |
| 15) |
Return Charges |
|
| |
Inward |
Rs.100/- upto Rs.10000/-
Rs.2/- per thousand above
Rs.10000/- |
| |
Outward |
Rs.100/- per instrument +
18% interest for 2 dyas on
amount of cheque |
| |
ECS Return (Debit/Credit) |
Rs.100/- per transaction |
| |
| 16) |
Loan Application File |
Rs.100/- |
| |
| 17) |
Standing Instruction |
Rs.25/-
per instrument |
| |
| 18) |
Folio Charges (CA/CC/OD/ODAP/ODG) |
Rs.100/- per page |
| |
| 19) |
Inoperative Charges |
|
| |
Saving Bank A/c (more than 6 months) |
Rs.100/- |
| |
| 20) |
No Dues Certificate |
Rs.50/- per certificate |
| |
| 21) |
Balance/ Interest Certificate |
Rs.50/- per certificate |
| |
| 22) |
Custody Charges (Gold Loan) |
1% of loan amount |
| |
| 23) |
Irregular Installment (Recurring A/c) |
Rs.1.50 for every Rs.100/- p.m.
Rs.2/- for every Rs.100/-
p.m. |
| |
| 24) |
RTGS |
Free |
| |
| 25) |
ATM Card |
Free |
| |
| 26) |
Visit Charges to Borrower |
Actual Expenses |
| |
| 27) |
Notice to Defaulters |
Rs.25/- + Postage for 1st
Notice
Rs.50/- + Postage for 2nd
Notice
Rs.200/- + Postage for
Legal Notice
Rs.300/- + Postage for
Court Notice |
| |
| 28) |
Loan Processing Chareges (Except
Gold/ LAD/NSC/LIC Loan) |
1% on loan amount
(0.50% in advance at the
time of submission of Loan Application) Maximum Rs.1.00 Lakh |
| |
| 29) |
Cash Credit / ODAP Renewal |
Rs.1000/- upto Rs.2.00
Lakh
Rs.5000/- upto Rs.5.00
Lakh
Rs.10000/- above Rs.5.00
Lakh |
| |
| 30) |
Loan Prepayment Charges |
1% of Sacntioned Limit |
